Copays and Deductibles Are Very Different
People do not purchase health insurance very often. They may be unlucky and get an agent that doesn’t explain the different terms. You can learn a few important terms here.
There is no question that the terms used to describe the features and benefits of health plans is confusing. A large number of people think that they have to hit their deductible before they can use their copays. You do not have to hit your deductible before you can use your copays.
